Student Loan Consolidation & Payoff


Smart Option Student Loan® Referral Program

This referral program allows you to pay for education the smart way. Paying for education can sometimes be intimidating, but don't worry. Together we can do this. If scholarships, federal loans and other financial aid don't cover all of your education expenses, the Smart Option Student Loan® can cover the rest. Click here to apply today!


The Smart Option Student Loan® for FIRST IOWA STATE BANK by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. 


The Smart Option Student Loan features and benefits:

Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility

No origination fees and no prepayment penalty

Rewards and interest rate reductions available

Rates that reward creditworthy borrowers

Applying with a creditworthy cosigner may help you qualify 

100% US-based Student Loan Specialists


To learn more, please get started here.


We are compensated for the referral of Smart Option Student Loan® customers.


Apply Today!